If you can’t afford it, don’t buy it!
Sheesh, this is not rocket science. Yet Christine the Curmudgeon keeps hearing people bitch and whine about how much the holidaze cost, how many gifts that people felt they were *forced* to buy, how many people they were *forced* to entertain.
If you honestly can’t afford to do all of this, take a page from former First Lady Nancy Reagan’s book, and JUST SAY NO.
NO. A very simple little two-letter word, which, if said, can save you from all sorts of stress, mountains of debt, and the like. If other people don’t like it, too bad. Let THEM pay your bills for you…suggest that to them, maybe THAT will shut them up.
There are already enough expenses when it comes to just getting by. Rent or mortgage payments come first, otherwise, you’ll have to live outside, and it’s really cold out there! Then there are utilities, food, clothing, and transportation expenses. And let’s not forget taxes, and perhaps some term life insurance, in case you croak, then whoever you leave behind won’t be stuck with all of your funeral bills and such.
But quitcherbitchin about how expensive the holidaze are, when most of the expense is you going to the maul to buy tons of plastic kiddie crap that will no doubt be sold at next summer’s yard sale, because the kids got bored with it. And stupid knick-knacks for Aunt Tilly and Great-Grandma Bessie, who live in nursing homes, who you never see anyway, and have no use nor space for the stuff you send them, that you can’t afford anyway.
Can’t afford it? Then JUST SAY NO. We did. And it’s been quite a liberating thing! Try it sometime!

